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As an available option for our customers, Silver Discount Properties provides financing programs on most of our properties. We understand not everyone is able to purchase all the properties they’d like to, or may even need help with paying off one property. We are flexible and will work together to find the right payment plan for you. In addition, we accept PayPal, Money Orders, Personal Checks and Cashier/Bank Checks. If you use PayPal for payments, you will be charged additional fees.
WE FINANCE THE PROPERTY
Silver Discount Properties, LLC offers our financing options to anyone. You do not need to qualify for a loan to buy the property. There are no credit checks and no credit pre-qualifications. If the Options below do not suite your financial situation, Silver Discount Properties, LLC is able to offer individualized payment programs for our clients. Please contact us directly to discuss your possibilities today!
Options Available:
1. Full Purchase Price.
This is a one-time payment by Buyer via Money Order, Cashier/Bank Checks, Personal Checks and/or E-Check through PaPpal (additional fees will be added to your payment). Buyer will receive an additional 10% discount from the Full Purchase Price (does not include special or sale properties). We require for a one-time, non-refundable processing fee of $175.00 to be sent with or prior to the full payment. A Sales and Purchase Agreement contract is required to be signed by both the Buyer and Seller.
**2. One-Year Financing.
Financing cannot be made on Sales or Special Properties, unless agreed upon otherwise. A one-time, non-refundable processing fee of $175.00 is required to be sent in order to assure the property is to be taken off all advertisements and paperwork is to be started. A minimum 20% non-refundable down payment (Earnest Money) is to be made from the Full Purchase Price of the property. The down payment is to be sent with a signed and notarized Sales and Purchase Agreement contract. Monthly payments are to be made by either the 1st or 15th of each month, as agreed upon in the contract, via E-check through PayPal (additional fees will be added to your PayPal payment), Money Order, Cashiers/Bank Check, or Personal Check with a 0% interest and no pre-payment penalties. Deed will be received after the final payment on the 12th month. If payments exceed 1 year (12 months), the remaining balance will accrue 10% interest annually up to a maximum of two years. During the financing period, buyer will be responsible for all POA dues, taxes, and fees (if any).
***3. Three or more-Years Financing
Financing cannot be made on Sales or Special Properties, unless agreed upon otherwise. A one-time, non-refundable processing fee of $175.00 is required to be sent in order to assure the property is to be taken off all advertisements and paperwork is to be started. A minimum 20% non-refundable down payment (Earnest Money) is to be made of the Full Purchase Price of the property. The down payment is to be sent with a signed and notarized Sales and Purchase Agreement contract. Monthly payments are to be made by either the 1st or 15th of each month, as agreed upon in the contract, via E-check through PayPal (additional fees will be added to your PayPal payment), Money Order, Cashiers/Bank Check, or Personal Check with a 6%-9% interest (depending on the your term) and no pre-payment penalties. Deed will be received after the final payment has been paid and cleared. During the financing period, buyer will be responsible for all POA dues, taxes, and fees (if any).
**Please note: If Buyer fails to complete monthly payments on time (with the exception of grace periods outlined in the contract), Seller has the right to reclaim and resell the property
Recommended Escrow and Title Company:
Lenders First Choice
Closer/Escrow Officer: Maya Vasilyeva
Toll-Free: (800) 803-2658
Direct Line: (805) 579-2203
Flat Title Fee: $485.00
This includes - Title Search - Title Fees - Signing Fees - and all other applicable fees Title Insurance is based on Total Purchase Price of the property. These fees do not include recording fees.
About the company: Lenders First Choice (LFC) provides settlement services and title insurance for national and regional lenders.